3 Best Home Loan Lenders in Australia

In Australia, securing a home loan can be a complicated process. Particularly if you have a tumultuous financial past, you may find it difficult to get approved for a loan and therefore impossible to enter the housing market.

Non traditional lenders are ideal for individuals who do not fit into the extremely tight lending criteria that many banks push. These are 3 of the best home loan lenders in Australia, especially for those looking for a more flexible application process.

Top Rated Home Loan Lenders in Australia

#1 Non Conforming Loans

Non Conforming Loans is one of the best lenders in Australia due to their highly flexible opportunities for those applying for home loans. They understand just how difficult it can be to secure a loan and that there are a range of factors that may contribute to why you are not being approved by traditional lenders.

Fortunately, the expert team at Non Conforming Loans are able to customise a solution just for you. They will take your application into consideration even if your financial record is not flawless and will work tirelessly to get your application approved so that you may obtain the home of your dreams. Their innovative solutions have helped countless Australians enter the market and they continue to emerge as the best home loan lender in Australia.

#2 Liberty

Liberty have the fundamental goal of getting you into a property sooner. The process of obtaining a home loan does not have to be a long and drawn out ordeal with this lender.

Liberty understand that applying for a home loan is not a one size fits all process and are able to quickly adapt their knowledge to your unique situation and financial history. Offering competitive prices and unmatched expert advice, they are one of the top home loan lenders in Australia.

#3 Mortgage Choice

Mortgage Choice offer a wide range of loans that can be customised to you. Their non-conforming loans are particularly popular and have helped many Australians enter the property market. A perfect credit history is not necessary with Mortgage Choice, they aim to help people from all walks of life obtain the loan that lands them their dream home.

With access to home loans from over 25 lenders, Mortgage Choice can facilitate the entire process and give you the confidence that your application process will be smooth and effective for securing a loan.

How Non Conforming Loans In Australia Can Help You Secure the Property of Your Dreams

Securing a home loan can be incredibly difficult if you do not fit the lending criteria that is typically stipulated by banks and other lenders. A poor credit score or unstable financial history may lead traditional lenders to reject your application before even considering it. This can be extremely disheartening and unfair. Fortunately, lenders such as Non Conforming Loans are helping all Australians have an equal chance at securing a home loan and buying the property of their dreams.

Did you know that an estimate one in five Australians will struggle to secure a home loan? According to Non Conforming Loans, this is the current statistic, and it is a huge amount of people without access to the property market. There are many reasons why one may not be able to obtain a loan. Lending criteria is often very restrictive and requires you to have a flawless credit score and financial history. Realistically, it is likely that Australians encounter some sort of financial struggle at some point in their life. This does not mean that they should be excluded from the housing market indefinitely. Non Conforming Loans are aware of this and have a different set of criteria to traditional lenders.

Non Conforming Loans customise a loan for you based on your unique situation. They understand that know two people are the same and account for a wide range of reasons why people may not be able to obtain a traditional loan. For example, they are able to work with people who have: started a new job on probation, started a new business, do not have their financials up to date, have a large number of credit enquiries, have a bad credit, and much more. The friendly and experienced team will work closely with you to find an actionable solution for your specific situation.

Since its foundation, Non Conforming Loans has been an innovative solution for everyday Australians. They do all of the organising for you so that you can sit back and enjoy the peace of mind that comes from knowing you will be able to secure a home loan, no matter what your financial history is. The expert team aims to make securing a home loan as simple as possible, ensuring that they take the complexity out of the process. They will organise paperwork, manage the application process, and will provide a written credit proposal document customised to you.

Thanks to Non Conforming Loans, the dream of owning a home has become a possibility for so many more Australians. Their dedication to your application’s success and their ability to help you navigate the complex process is what has made them one of the top lenders in the country.

5 Best Passive Fire Protection Companies in Sydney

Fire protection for your residential or commercial property is essential for meeting legal requirements and also for guaranteeing the safety of everyone in your building. These 5 companies are the best passive fire protection companies in Sydney as they can efficiently implement protective equipment such as structural steel installation, duct fire protection, and much more.

5 Best Passive Fire Protection Companies in Sydney

#1 Ceasefire

Ceasefire have quickly become the top passive fire protection company that Sydney residents turn to for advice. The team are highly qualified and communicate with you well to ensure that your building meets the requirements of the Building Code of Australia (BCA). They are available 24 hours a day to answer any questions and perform installation and repair services in line with your project deadline. They are known for working on major projects such as Sydney International Airport and many other notable locations. Their dedication to quality fire protection services is unmatched.

#2 FLAME Services

FLAME Services have been operating for over a decade and strive to protect both residential and commercial properties from fire and other potentially dangerous issues. The team have a combined experience of 30+ years and are known for their friendly and professional attitude. They are qualified to install and implement a range of passive fire protection systems that will keep you safe from harm.

#3 Active Remedial Solutions

Active Remedial Solutions have 15 years of industry experience in the passive fire protection service. They are a family owned business who are dedicated to providing comprehensive yet affordable solutions to each and every client. Whether it is waterproofing, carpentry, fire protection, or another service, the team will ensure that your property operates as safely as possible. With a free quote available, it is clear why they are one of the top choices of passive fire protection company in Sydney.

#4 Trafalgar Fire

Trafalgar Fire are able to provide passive fire protection services to both new construction projects and existing buildings in need of repair. As one of the leading manufacturers of fire safety products, they know exactly what each building requires to promote the safety of all within it. The team are able to conduct thorough quality and safety checks to guarantee that you will walk away with the peace of mind that you have measures in place that will protect you from fire.

#5 Control Fire Protection

Control Fire Protection understand that staying on time and within budget is essential for your project. They are a passive fire protection company in Sydney that has worked with a vast range of industries. They know how important it is to adapt their services to each unique building and each unique project. As the experts in all things fire safety, including fire doors, sprinkler systems, hose reels, and much more, they have been trusted by countless clients to ensure the safety of all building residents. They are reliable and effective, which makes them one of the top passive fire reduction companies in Sydney.

5 Best Phone Repair in Wollongong

For phone repair in Wollongong that will have your device good as new in no time, these 5 companies are the best to go to. They offer comprehensive repair services on various models of phone and work closely with customers to ensure that they are completely satisfied with the end result.

5 Best Phone Repair in Wollongong

#1 Fone Tech

Fone Tech is the top phone repair company in Wollongong. Servicing the Illawarra area, they specialise in quickly finding the problem with any device and proposing actionable solutions. They are also known for ensuring that the issue does not occur again. With 10 years of experience in the industry, the team of experts are trusted by countless customers each and every day to competently and efficiently repair their phone.

#2 Mobile Experts

Mobile Experts have over 30 locations across Australia, including their premium Wollongong location. As phone repair specialists, they are the experts in all things phones. 30 minute on the spot repairs are what they are known best for and they can fix anything from cracked screens, to battery replacement, to water damage solutions, and much more.

#3 Mobile Gear

Mobile Gear are both retailers of phones and accessories as well as a business that offers phone repair in Wollongong. Providing instant quotes for your issue, you will have the peace of mind that you are in good hands. They are able to solve many common problems with phones and are even known for their ability to successfully navigate the more complex ones.

#4 Phone Rehab

Phone Rehab offer superior phone repair in Wollongong. A price match guarantee means that you will be getting an affordable yet comprehensive service for your device. The team also guarantees that only genuine parts are used in the repair of your device. Their excellence in both customer service and in repair is what has earned them the reputation of completing some of the best phone repairs in Wollongong.

#5 Fone Doc

Fone Doc are known for their state of the art equipment and ongoing commitment to provide the best phone repair services in Wollongong. Established in 2002, the team have decades of experience in issues that affect phones and know all the best tips and tricks for repairing your device. Their consistent innovation makes them the final entry on our list of the 5 best phone repairs in Wollongong.

The TRUTH About MindStir Media’s Australian Distribution Services [FULL REVIEW]

MindStir Media is a global self publishing brand that is now making its mark in Australia. The renowned company is known for its ability to get books of all genres successfully published, distributed, and placed in front of the eyes of the right audience. The Australian market requires close attention to detail and knowledge of specific publishing tactics to be navigated successfully. MindStir Media has proven that, despite their global status, they have a deep understanding of the Australian market and can assist Australian authors in every step of the publishing journey.

Self publishing is the preferred route for many budding authors as it allows them to retain control over the story that they have worked so hard on. While this creative control is of value to authors, they usually also require assistance with the various procedural aspects of publishing. This is where MindStir Media’s services become necessary. They offer a variety of packages to authors in Australia and around the world, guaranteeing them distribution with some of the major retailers in the country. The services offered when working with MindStir Media include guidance from a bestselling author, editing, printing, distribution, ghostwriting services, custom book design, marketing, and much more.

The PR services are one of the most attractive parts of signing with MindStir Media as an Australian author. The team at MindStir Media have connections with major news publications and are able to get your book recognized by them. This means that websites with millions of Australian readers each day will be promoting your book to their audience. This is invaluable to the success of your book and can even lead to getting your work on a best seller list. The appeal of this is why Australian authors are choosing MindStir Media. Major Australian book retailers are partnered with MindStir Media, meaning that authors will guarantee themselves successful distribution of their book. Depending on the package that you select, you may also receive distribution in other countries from all around the world.

As an Australian author looking to make an impact in the market, MindStir Media is the publishing company to use. The self publishing aspect means that you can retain up to 100% of the royalties from your book and guarantees that you have full creative control in the marketing and promotion of your book. This publishing company is one of the best choices in Australia.

5 Best Websites To Order Flowers Online

Flowers are one of the best way to express your love for your significant other, as they are a beautiful gesture of romance. Flowers are traditionally considered to be one of the best ways to express your love, as they have always been seen as a symbol of love for centuries now.

As a result, the flower industry is a booming one which combines design with the horticultural sector. In doing so, the bouquet that is developed is a work of art and is sold as art too.

There are many different websites in which you can order flowers online, namely those who develop their own bouquets for sale. Buying a bouquet is a great way to show your expression of care and love for your significant other, and as such, here are the best sites to order flowers online.

Top Rated Online Flower Shops in Australia:

1. Flower Shop

Website: flowershop.net.au

Flower Shop presents some of the best deals for flower bouquets on the Internet. They provide a number of different and uniquely designed flower bouquets which are perfect for multiple different types of situations. These are separated into different categories on their site, making it easy to choose the perfect bouquet for certain situations.

These include funeral, new baby, birthday, anniversary, get well and so on. Flower Shop is one of the best options on this list and should definitely be considered.

2. Spearwood Florist

Website: spearwoodflorist.com.au

Spearwood Florist is another great choice on this list which provides less developed bouquets as the previous entry, however they are still high quality but simple designs. Each of the bouquets are made with flowers pciked fresh to ensure that the designs stand out and last for as long as possible.

The prices are very affordable and are some of the best on the market. They allow for a variety of different uses in multiple situations, and you will surely find the best possible bouquet for your unique situation.

3. Flowers For Everyone

Website: flowersforeveryone.com.au

Flowers For Everyone is a well developed website which has flowers for every occasion including new baby, sympathy, birthdays and even plants! Plants are becoming more and more popular nowadays, and they are in high demand. If you are looking to spice up your room, plants are the way to go. Flowers For Everyone is a well put together store that always provides same day delivery, one of their talking points. A great store for quick and easy deliveries of flowers.

4. Bloomex

Website: bloomex.com.au

Bloomex is another great flower store which operates in the online market. Their flower bouquets are very affordable, possibly the most affordable on this list. They do not sacrifice quality for price however, and you are getting the best possible products for the price you are paying.

They even have packages that allow you to mix flowers with desserts, to really make a delicious and romantic gift.

5. Fresh Flowers

Website: freshflowers.com.au

Fresh Flowers is a top of the line website which offers flowers for some occasions. Their flowers are very professionally developed and are affordable to most people. They combine boxes with beautiful designs and flowers together to create a whole well crafted package which is sure to wow anyone who receives one. From roses and romance to presentations and design, Fresh Flowers does it all.

In summary, these are the 5 best digital stores for buying flowers on the market. Each of these have their strengths and should be researched further before buying into that store. For Australians looking for local flowers for any occasion, these stores will do the best for you.

3 Best Dog Transport Services in Australia

Whether its because you’re moving states, houses or maybe you just need to bring your dog elsewhere but want to do it in comfort, dog transport services are a necessity. Dog transport services usually involve a vehicle such as a van which will be able to comfortably hold a dog or more than one for extended periods of time.

They will usually be manned by professionals who will be qualified in handling dogs and will keep them comfortable during the trip. Dog transport services are important, and here are the 3 best ones in Australia.

Top Rated Dog Transport Services are:

#1 Smoosh Dog Transport

Website: smooshdogtransport.com.au

Smoosh Dog Transport are the best rated service in Australia in this field. They are extremely qualified professionals who will be able to help transport your dog, with qualifications such as animal first aid, canine ultrasonography and being ex-welfare officers. With a rigorous rest stop routine, you know that your dog is in good hands here.

#2 Aero Pets

Website: aeropets.com.au

Aero Pets is a tailored service that allows dogs to be transported over state lines domestically. They offer a door to door service, airport to airport or a custom package to suit your requirements. They even offer international travels for your dogs and can ensure their safety and comfort on these flights. A great choice for any dog owner looking to relocate domestically or internationally.

#3 Dog Movers

Website: dogmovers.com.au

The aptly named Dog Movers is a great transportation service for dogs for domestic moves interstate. They provide a comfortable van and environment for your dogs. Their process is simple, contact them for a quote, receive quote and proceed, you will get a call from the customer service team to confirm details. From there on, the driver will contact you to confirm pickup, prior to pick up.

Overall, these are the 3 best dog transport services in Australia. Each of these is considered the best in the country, with some specializing in domestic travels and others both domestic and international.

It is important to do your own research on these businesses before making a decision, but these are definitely the best businesses to be looking at undoubtedly.

5 Best Physiotherapy in Brisbane

For the best physiotherapy in Brisbane, it is important that you find an experienced and qualified physiotherapist who can get you relief from any injury. Particularly if you are a sport player, physiotherapy can be crucial for helping you maintain your health and fitness and ensuring that you are able to play at your very best. Look after your body with 5 of the best physiotherapy in Brisbane.

5 Best Physiotherapy in Brisbane

#1 Queen Street Physiotherapy

Queen Street Physiotherapy provides sports, workplace and general physiotherapy in Brisbane. With no doctor referral required and same day appointments available, it is easier than ever to get professional treatment for any aches and pains that you are experiencing.

With remedial massage therapy also offered by Queen Street Physiotherapy and specialists offering everything from exercise physiology to women’s health physiotherapy, there is nothing that Queen Street Physiotherapy can’t fix for you. Their extensive knowledge and actionable treatment plans have achieved exemplary results for every one of their clients, allowing them to deliver some of the best physiotherapy in Brisbane.

#2 Allsports Physiotherapy

Allsports Physiotherapy has become known for offering some of the best physiotherapy in Brisbane due to the range of services and convenient location in inner city Brisbane. The team is highly experienced and dedicated to helping their community.

With Allsports Physiotherapy, you can receive treatment for any ailment that you are experiencing. Whether it is a result of sport, or general strain, the talented team can offer the ultimate solutions for you to have you back to your best self.

#3 Brisbane City Physiotherapy

Brisbane City Physiotherapy pride themselves on their hands on team of physiotherapists who specialise in any area of the body. Also offering acupuncture, reformer pilates and ergonomic assessments, Brisbane City Physiotherapy can provide holistic solutions for any industry.

With a convenient location and countless satisfied clients, this team have made a name for themselves as they continue to provide some of the best physiotherapy in Brisbane.

#4 Activate Health & Fitness

Activate Health & Fitness are dedicated to helping you fully understand your injury and its causes. Only then can you begin to treat it and also develop a plan to stop it from occurring again. This comprehensive approach to treatment and recovery is part of what makes them one of the best physiotherapy clinics in Brisbane.

All of their therapists stay up to date on research and training to ensure that you get the most professional and effective services. Activate Health & Fitness can be the ultimate solution that you have been searching for.

#5 Barefoot Physiotherapy

Barefoot Physiotherapy begin their process with a full body assessment to analyse your nerves, movements, and joints. This allows them to develop comprehensive treatment plans and offer expert physiotherapy in Brisbane.

As leaders of the industry, they combine their extensive knowledge with friendly customer service skills to help you feel comfortable and relieved as you receive treatment for your injuries. Barefoot Physiotherapy can help you to realign your body and restore balance to your life.

5 Best Crane Providers in Victoria

No matter the scale of your project, when a crane is required it is essential to hire the best crane providers in Victoria. High quality products that will get the job done safely and efficiently are crucial to any worksite. These are the 5 best crane providers in Victoria to contact if you want to guarantee the success of your project.

5 Best Crane Providers in Victoria

#1 McKay United Crane Hire

McKay United Crane Hire has been in the industry for over 30 years. They are renowned for their innovative approach towards crane technology, consistently providing state of the art products to their clients. With an increasingly diverse fleet available, they have a product for any project and utilise their expert knowledge to advise you on the best choice available for you. The team and equipment are regularly reviewed by a third party, guaranteeing your safety. McKay United Crane Hire is one of the best crane providers in Victoria thanks to their reliable range of products and unmatched expertise.

#2 Membrey’s Transport and Crane Hire

Membrey’s Transport and Crane Hire was established in 1962 and has since been serving as one of the best crane providers in Victoria. On top of cranes, they also provide transport solutions to assist people with all aspects of their projects. The company operates 24 hours a day and 7 days a week, striving to be the ultimate helping hand for Australians. With Membrey’s, you will be working with a nationally trusted company.

#3 Advanced Cranes

Advanced Cranes is a versatile crane provider in Victoria that has a variety of products for any occasion. For safe and economical crane hire, Advanced Cranes have been the go-to company of Victorians for years. Their range is extensive and they have products that can lift up to 450 tonnes. Whether you project is big or small, Advanced Cranes can provide the ideal solution for you.

#4 Victorian Crane Hire

Victorian Crane Hire is one of the leading crane providers in Victoria. When five of the largest crane companies in the area merged together in 2017, Victorian Crane Hire was born. Since then, the company has secured its place as a trusted provider of one of the widest ranges of equipment in Victoria. The team of transport specialists are dedicated to providing the best advice and take pride in leading their clients to success time and time again.

#5 Panna Cranes

Panna Cranes have over a decade of experience in providing cranes to the Melbourne area. The company is known for the passionate team of experts that they have built and the success that they have in finding solutions for their clients. They offer some of the highest quality products for some of the most competitive prices in Victoria. At Panna Cranes you can find the perfect pieces of lifting equipment for you.

5 Best Online Loans Websites

Almost everyone will be in need of a quick and easy loan at some point in their life. If you have a steady income but are in need of a bit of cash, online loan websites will be able to help you out.

They prioritise speedy and reliable service so that their customers can enjoy stress free loans. These are 5 of the best online loans websites.

5 Best Online Loans Websites

#1 CashnGo

CashnGo is a 24/7 online loans website that will help you borrow up to $2000 dollars in no time. You can apply online or visit a self service kiosk to submit your application. Once approved, CashnGo will have the money in your pocket in only 30 minutes. The convenient and secure application process only takes a few minutes of your time, allowing you to receive your funds as quickly as possible. All the costs involved are disclosed up front so that you will know exactly what you are getting into. With a dedication to customer satisfaction, CashnGo have flexible repayment options. Incredibly easy to use, CashnGo is the best online loans website.

#2 Cash Converters

Cash Converters understand that when the unexpected happens, a quick and easy online loan can be life changing. Whether it’s a personal loan or car financing, Cash Converters make it simple to apply either online or in store. They even offer pawnbroking. After evaluating your case, Cash Converters strive to get you the money that you need as quickly as possible and have proved themselves to be one of the best online loan websites.

#3 MyOzMoney

MyOzMoney provide simple loan of up to $50,000. They have a convenient online application process which, once approved, delivers you money the same day. The hope to provide uncomplicated solutions to their clients and allow flexible options for people in a range of different situations.

#4 ClearCash

ClearCash is an online loans website with some of the lowest fees. The online application process is clear and simple for anyone to complete. ClearCash can then deliver money into your account within an hour of approval. ClearCash is designed for everyone and has innovative solutions for determining the credit limit that is ideal for you.

#5 Credit24

Credit24 are known for being an online loans website that prioritises customer service, treating everyone like an individual. With fast online loans, you can have money in your pocket in no time. No matter what the purpose of your loan is, Credit24 can make it happen and will ensure that you get the appropriate funds.

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Top Rated Home Loan Lenders in Australia

#1 Non Conforming Loans

#2 Liberty

#3 Mortgage Choice

5 Best Passive Fire Protection Companies in Sydney

#1 Ceasefire

#2 FLAME Services

#3 Active Remedial Solutions

#4 Trafalgar Fire

#5 Control Fire Protection

5 Best Phone Repair in Wollongong

#1 Fone Tech

#2 Mobile Experts

#3 Mobile Gear

#4 Phone Rehab

#5 Fone Doc

Top Rated Online Flower Shops in Australia:

1. Flower Shop

2. Spearwood Florist

3. Flowers For Everyone

4. Bloomex

5. Fresh Flowers

Top Rated Dog Transport Services are:

#1 Smoosh Dog Transport

#2 Aero Pets

#3 Dog Movers

5 Best Physiotherapy in Brisbane

#1 Queen Street Physiotherapy

#2 Allsports Physiotherapy

#3 Brisbane City Physiotherapy

#4 Activate Health & Fitness

#5 Barefoot Physiotherapy

5 Best Crane Providers in Victoria

#1 McKay United Crane Hire

#2 Membrey’s Transport and Crane Hire

#3 Advanced Cranes

#4 Victorian Crane Hire

#5 Panna Cranes

5 Best Online Loans Websites

#1 CashnGo

#2 Cash Converters

#3 MyOzMoney

#4 ClearCash

#5 Credit24

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